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Germantown, OH vs Mount Vernon, OH

76
Germantown
Ohio
VS
+2.9%
74
Mount Vernon
Ohio

Germantown, OH and Mount Vernon, OH have a very similar cost of living, with only a 2.9% difference in their overall index. Germantown scores 76 while Mount Vernon scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Germantown is $937/month compared to $909/month in Mount Vernon — a 3% difference. Home values follow the same pattern: Mount Vernon is more affordable at $161,400 median vs $186,900.

Median household income in Germantown is $84,307 compared to $54,335 in Mount Vernon (+55.2%). While Germantown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Germantown spend roughly 13.3% of their income on rent, less than the 20.1% in Mount Vernon.

Climate-wise, both cities share similar average temperatures (54.1°F vs 53.2°F). Germantown receives more rainfall at 41" per year compared to 38.8" in Mount Vernon.

Income & Cost

Cost of Living Index
Germantown
76
Mount Vernon
74
3% cheaper
Median Household Income
Germantown
$84,307
36% higher
Mount Vernon
$54,335

Housing

Median Rent
Germantown
$937
Mount Vernon
$909
3% cheaper
Median Home Value
Germantown
$186,900
Mount Vernon
$161,400
14% cheaper
Population
Germantown
5,796
Mount Vernon
16,802

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Germantown $2.89
Mount Vernon $2.89
US $3.07
🥚
Eggs (grade A, large)
Germantown $2.35
Mount Vernon $2.35
US $2.50
🥛
Milk (whole)
Germantown $3.79
Mount Vernon $3.79
US $4.03
🍞
Bread (white)
Germantown $1.74
Mount Vernon $1.74
US $1.85
🍗
Chicken breast
Germantown $3.90
Mount Vernon $3.90
US $4.14
Electricity
Germantown $0.17
Mount Vernon $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Germantown 54.1°F
Mount Vernon 53.2°F
Summer High
Germantown 86°F
Mount Vernon 86°F
Winter Low
Germantown 22°F
Mount Vernon 21°F
Rainfall
Germantown 41"
Mount Vernon 38.8"
Rainy Days
Germantown 140d
Mount Vernon 146d