Georgetown, TX vs McKinney, TX

Georgetown is moderately more affordable than McKinney, with a 7.8% lower cost of living index. Georgetown scores 118 compared to 128 for McKinney, where the US average is 100. This difference means residents of McKinney can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Georgetown is $1,671/month compared to $1,841/month in McKinney — a 9% difference. Home values follow the same pattern: Georgetown is more affordable at $398,600 median vs $439,500.

Median household income in Georgetown is $91,857 compared to $120,273 in McKinney (-23.6%). While McKinney is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Georgetown spend roughly 21.8% of their income on rent, more than the 18.4% in McKinney.

Climate-wise, both cities share similar average temperatures (67.4°F vs 65°F). McKinney receives more rainfall at 38.3" per year compared to 33" in Georgetown.