Georgetown, TX vs McAllen, TX

The cost of living difference between Georgetown, TX and McAllen, TX is dramatic. McAllen is 56.6% cheaper than Georgetown, a gap that translates to thousands of dollars per year in household expenses. Georgetown has a cost index of 118 while McAllen sits at 75, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Georgetown is $1,671/month compared to $1,017/month in McAllen — a 64% difference. Home values follow the same pattern: McAllen is more affordable at $173,800 median vs $398,600.

Median household income in Georgetown is $91,857 compared to $60,165 in McAllen (+52.7%). The higher salaries in Georgetown partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Georgetown spend roughly 21.8% of their income on rent, more than the 20.3% in McAllen.

Climate-wise, McAllen is notably warmer with an average of 77.4°F compared to 67.4°F in Georgetown. Georgetown receives more rainfall at 33" per year compared to 22.2" in McAllen.