Georgetown, KY vs Shelbyville, KY

Shelbyville is moderately more affordable than Georgetown, with a 8.4% lower cost of living index. Georgetown scores 89 compared to 82 for Shelbyville, where the US average is 100. This difference means residents of Georgetown can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Georgetown is $1,199/month compared to $979/month in Shelbyville — a 23% difference. Home values follow the same pattern: Shelbyville is more affordable at $238,600 median vs $244,200.

Median household income in Georgetown is $78,373 compared to $73,733 in Shelbyville (+6.3%). The higher salaries in Georgetown partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Georgetown spend roughly 18.4% of their income on rent, more than the 15.9% in Shelbyville.