Gearhart, OR vs Umapine, OR

Umapine is moderately more affordable than Gearhart, with a 11% lower cost of living index. Gearhart scores 113 compared to 101 for Umapine, where the US average is 100. This difference means residents of Gearhart can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Gearhart is $1,089/month compared to $954/month in Umapine — a 14% difference. Home values follow the same pattern: Umapine is more affordable at $435,500 median vs $522,100.

Median household income in Gearhart is $85,966 compared to $49,688 in Umapine (+73%). While Gearhart is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gearhart spend roughly 15.2% of their income on rent, less than the 23% in Umapine.

Climate-wise, both cities share similar average temperatures (51.4°F vs 54.3°F). Gearhart receives more rainfall at 70.3" per year compared to 18.7" in Umapine.