Gearhart, OR vs Philomath, OR

Gearhart, OR and Philomath, OR have a very similar cost of living, with only a 1.4% difference in their overall index. Gearhart scores 113 while Philomath scores 111 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Gearhart is $1,089/month compared to $1,415/month in Philomath — a 23% difference. Interestingly, home values tell a different story: while Gearhart has cheaper rent, Philomath actually has lower median home values ($375,600 vs $522,100).

Median household income in Gearhart is $85,966 compared to $83,373 in Philomath (+3.1%). While Gearhart is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gearhart spend roughly 15.2% of their income on rent, less than the 20.4% in Philomath.

Climate-wise, both cities share similar average temperatures (51.4°F vs 52.2°F). Gearhart receives more rainfall at 70.3" per year compared to 41.5" in Philomath.