Garrett, IN vs Warsaw, IN

Garrett is moderately more affordable than Warsaw, with a 12.6% lower cost of living index. Garrett scores 68 compared to 78 for Warsaw, where the US average is 100. This difference means residents of Warsaw can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Garrett is $836/month compared to $1,035/month in Warsaw — a 19% difference. Home values follow the same pattern: Garrett is more affordable at $142,800 median vs $175,300.

Median household income in Garrett is $65,611 compared to $57,170 in Warsaw (+14.8%). Garrett offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Garrett spend roughly 15.3% of their income on rent, less than the 21.7% in Warsaw.