Garland, TX vs Waco, TX

There is a significant gap in the cost of living between these two cities. Waco is 25.7% cheaper than Garland. With a cost index of 82 vs 103, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Waco to Garland should plan for substantially higher expenses across most categories.

On the housing front, median rent in Garland is $1,525/month compared to $1,098/month in Waco — a 39% difference. Home values follow the same pattern: Waco is more affordable at $199,600 median vs $248,900.

Median household income in Garland is $74,717 compared to $51,468 in Waco (+45.2%). While Garland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Garland spend roughly 24.5% of their income on rent, less than the 25.6% in Waco.