Garfield, NJ vs Hammonton, NJ

There is a significant gap in the cost of living between these two cities. Hammonton is 22% cheaper than Garfield. With a cost index of 103 vs 126, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Hammonton to Garfield should plan for substantially higher expenses across most categories.

On the housing front, median rent in Garfield is $1,612/month compared to $1,375/month in Hammonton — a 17% difference. Home values follow the same pattern: Hammonton is more affordable at $324,200 median vs $454,300.

Median household income in Garfield is $75,701 compared to $83,044 in Hammonton (-8.8%). Hammonton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Garfield spend roughly 25.6% of their income on rent, more than the 19.9% in Hammonton.