Garfield, NJ vs Gloucester City, NJ

The cost of living difference between Garfield, NJ and Gloucester City, NJ is dramatic. Gloucester City is 31.1% cheaper than Garfield, a gap that translates to thousands of dollars per year in household expenses. Garfield has a cost index of 126 while Gloucester City sits at 96, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Garfield is $1,612/month compared to $1,489/month in Gloucester City — a 8% difference. Home values follow the same pattern: Gloucester City is more affordable at $180,100 median vs $454,300.

Median household income in Garfield is $75,701 compared to $70,942 in Gloucester City (+6.7%). Garfield does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Garfield spend roughly 25.6% of their income on rent, more than the 25.2% in Gloucester City.