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Gardner, MA vs Whitinsville, MA

91
Gardner
Massachusetts
VS
-18%
111
Whitinsville
Massachusetts

There is a significant gap in the cost of living between these two cities. Gardner is 18% cheaper than Whitinsville. With a cost index of 91 vs 111, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Gardner to Whitinsville should plan for substantially higher expenses across most categories.

On the housing front, median rent in Gardner is $1,071/month compared to $1,271/month in Whitinsville — a 16% difference. Home values follow the same pattern: Gardner is more affordable at $271,300 median vs $440,100.

Median household income in Gardner is $62,948 compared to $93,504 in Whitinsville (-32.7%). While Whitinsville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gardner spend roughly 20.4% of their income on rent, more than the 16.3% in Whitinsville.

Climate-wise, both cities share similar average temperatures (48.9°F vs 48.1°F). Whitinsville receives more rainfall at 48.3" per year compared to 43.4" in Gardner.

Income & Cost

Cost of Living Index
Gardner
91
18% cheaper
Whitinsville
111
Median Household Income
Gardner
$62,948
Whitinsville
$93,504
33% higher

Housing

Median Rent
Gardner
$1,071
16% cheaper
Whitinsville
$1,271
Median Home Value
Gardner
$271,300
38% cheaper
Whitinsville
$440,100
Population
Gardner
21,075
Whitinsville
7,250

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Gardner $3.03
Whitinsville $3.03
US $3.07
🥚
Eggs (grade A, large)
Gardner $2.47
Whitinsville $2.47
US $2.50
🥛
Milk (whole)
Gardner $3.98
Whitinsville $3.98
US $4.03
🍞
Bread (white)
Gardner $1.83
Whitinsville $1.83
US $1.85
🍗
Chicken breast
Gardner $4.09
Whitinsville $4.09
US $4.14
Electricity
Gardner $0.30
Whitinsville $0.30
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Gardner 48.9°F
Whitinsville 48.1°F
Summer High
Gardner 83°F
Whitinsville 80°F
Winter Low
Gardner 16°F
Whitinsville 17°F
Rainfall
Gardner 43.4"
Whitinsville 48.3"
Rainy Days
Gardner 138d
Whitinsville 138d