Gardiner, NY vs Windham, NY

The cost of living difference between Gardiner, NY and Windham, NY is dramatic. Windham is 38.2% cheaper than Gardiner, a gap that translates to thousands of dollars per year in household expenses. Gardiner has a cost index of 115 while Windham sits at 84, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Gardiner is $1,694/month compared to $858/month in Windham — a 97% difference. Home values follow the same pattern: Windham is more affordable at $259,800 median vs $356,300.

Median household income in Gardiner is $109,583 compared to $168,309 in Windham (-34.9%). Windham offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Gardiner spend roughly 18.6% of their income on rent, more than the 6.1% in Windham.