Gardiner, MT vs Wyola, MT

The cost of living difference between Gardiner, MT and Wyola, MT is dramatic. Wyola is 55.4% cheaper than Gardiner, a gap that translates to thousands of dollars per year in household expenses. Gardiner has a cost index of 107 while Wyola sits at 69, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Gardiner is $795/month compared to $559/month in Wyola — a 42% difference. Home values follow the same pattern: Wyola is more affordable at $232,700 median vs $609,200.

Median household income in Gardiner is $57,835 compared to $48,750 in Wyola (+18.6%). Gardiner does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Gardiner spend roughly 16.5% of their income on rent, more than the 13.8% in Wyola.

Climate-wise, Wyola is notably warmer with an average of 45.4°F compared to 32°F in Gardiner. Gardiner receives more rainfall at 23.1" per year compared to 14.9" in Wyola.