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Gardendale, AL vs Semmes, AL

86
Gardendale
Alabama
VS
+14.1%
76
Semmes
Alabama

Semmes is moderately more affordable than Gardendale, with a 14.1% lower cost of living index. Gardendale scores 86 compared to 76 for Semmes, where the US average is 100. This difference means residents of Gardendale can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Gardendale is $1,151/month compared to $898/month in Semmes — a 28% difference. Home values follow the same pattern: Semmes is more affordable at $211,100 median vs $234,900.

Median household income in Gardendale is $81,215 compared to $66,458 in Semmes (+22.2%). While Gardendale is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gardendale spend roughly 17% of their income on rent, more than the 16.2% in Semmes.

Climate-wise, Semmes is notably warmer with an average of 67.6°F compared to 63.9°F in Gardendale. Semmes receives more rainfall at 67.1" per year compared to 56.6" in Gardendale.

Income & Cost

Cost of Living Index
Gardendale
86
Semmes
76
12% cheaper
Median Household Income
Gardendale
$81,215
18% higher
Semmes
$66,458

Housing

Median Rent
Gardendale
$1,151
Semmes
$898
22% cheaper
Median Home Value
Gardendale
$234,900
Semmes
$211,100
10% cheaper
Population
Gardendale
16,110
Semmes
5,404

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Gardendale $971
Semmes $841
13% cheaper
1 Bed
Gardendale $1,088
Semmes $909
16% cheaper
2 Bed
Gardendale $1,208
Semmes $1,079
11% cheaper
3 Bed
Gardendale $1,517
Semmes $1,411
7% cheaper
4 Bed
Gardendale $1,720
Semmes $1,441
16% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Gardendale $2.90
Semmes $2.90
US $3.07
🥚
Eggs (grade A, large)
Gardendale $2.37
Semmes $2.37
US $2.50
🥛
Milk (whole)
Gardendale $3.81
Semmes $3.81
US $4.03
🍞
Bread (white)
Gardendale $1.75
Semmes $1.75
US $1.85
🍗
Chicken breast
Gardendale $3.92
Semmes $3.92
US $4.14
Electricity
Gardendale $0.17
Semmes $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Gardendale 63.9°F
Semmes 67.6°F
Summer High
Gardendale 91°F
Semmes 91°F
Winter Low
Gardendale 35°F
Semmes 41°F
Rainfall
Gardendale 56.6"
Semmes 67.1"
Rainy Days
Gardendale 118d
Semmes 117d