Gardendale, AL vs Margaret, AL
Margaret is moderately more affordable than Gardendale, with a 11.7% lower cost of living index. Gardendale scores 86 compared to 77 for Margaret, where the US average is 100. This difference means residents of Gardendale can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Gardendale is $1,151/month compared to $881/month in Margaret — a 31% difference. Home values follow the same pattern: Margaret is more affordable at $224,700 median vs $234,900.
Median household income in Gardendale is $81,215 compared to $97,075 in Margaret (-16.3%). Margaret offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Gardendale spend roughly 17% of their income on rent, more than the 10.9% in Margaret.
Climate-wise, both cities share similar average temperatures (63.9°F vs 63.9°F). Margaret receives more rainfall at 56.6" per year compared to 56.6" in Gardendale.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
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Climate
NOAA 30-year normals (1991-2020)