Galveston, TX vs White Settlement, TX

White Settlement is moderately more affordable than Galveston, with a 11.7% lower cost of living index. Galveston scores 98 compared to 88 for White Settlement, where the US average is 100. This difference means residents of Galveston can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Galveston is $1,278/month compared to $1,227/month in White Settlement — a 4% difference. Home values follow the same pattern: White Settlement is more affordable at $176,500 median vs $294,300.

Median household income in Galveston is $57,216 compared to $56,472 in White Settlement (+1.3%). Galveston does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Galveston spend roughly 26.8% of their income on rent, more than the 26.1% in White Settlement.