Galveston, TX vs Terrell, TX

Terrell is moderately more affordable than Galveston, with a 12.6% lower cost of living index. Galveston scores 98 compared to 87 for Terrell, where the US average is 100. This difference means residents of Galveston can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Galveston is $1,278/month compared to $1,167/month in Terrell — a 10% difference. Home values follow the same pattern: Terrell is more affordable at $190,000 median vs $294,300.

Median household income in Galveston is $57,216 compared to $63,795 in Terrell (-10.3%). Terrell offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Galveston spend roughly 26.8% of their income on rent, more than the 22% in Terrell.

Climate-wise, Galveston is notably warmer with an average of 72.3°F compared to 66.4°F in Terrell. Galveston receives more rainfall at 47.2" per year compared to 38.4" in Terrell.