Gallup, NM vs Lovington, NM

Gallup is moderately more affordable than Lovington, with a 11% lower cost of living index. Gallup scores 69 compared to 78 for Lovington, where the US average is 100. This difference means residents of Lovington can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Gallup is $858/month compared to $1,063/month in Lovington — a 19% difference. Home values follow the same pattern: Gallup is more affordable at $134,600 median vs $162,900.

Median household income in Gallup is $57,466 compared to $67,284 in Lovington (-14.6%). While Lovington is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gallup spend roughly 17.9% of their income on rent, less than the 19% in Lovington.