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Gaithersburg, MD vs Towson, MD

139
Gaithersburg
Maryland
VS
+9.7%
127
Towson
Maryland

Towson is moderately more affordable than Gaithersburg, with a 9.7% lower cost of living index. Gaithersburg scores 139 compared to 127 for Towson, where the US average is 100. This difference means residents of Gaithersburg can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Gaithersburg is $2,008/month compared to $1,784/month in Towson — a 13% difference. Home values follow the same pattern: Towson is more affordable at $445,100 median vs $484,500.

Median household income in Gaithersburg is $107,496 compared to $100,481 in Towson (+7%). The higher salaries in Gaithersburg partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Gaithersburg spend roughly 22.4% of their income on rent, more than the 21.3% in Towson.

Climate-wise, Towson is notably warmer with an average of 59.1°F compared to 55.7°F in Gaithersburg. Towson receives more rainfall at 43.7" per year compared to 43.2" in Gaithersburg.

Income & Cost

Cost of Living Index
Gaithersburg
139
Towson
127
9% cheaper
Median Household Income
Gaithersburg
$107,496
7% higher
Towson
$100,481

Housing

Median Rent
Gaithersburg
$2,008
Towson
$1,784
11% cheaper
Median Home Value
Gaithersburg
$484,500
Towson
$445,100
8% cheaper
Population
Gaithersburg
69,225
Towson
57,683

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Gaithersburg $3.26
Towson $3.11
US $3.07
🥚
Eggs (grade A, large)
Gaithersburg $2.66
Towson $2.54
US $2.50
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Milk (whole)
Gaithersburg $4.28
Towson $4.09
US $4.03
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Bread (white)
Gaithersburg $1.97
Towson $1.88
US $1.85
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Chicken breast
Gaithersburg $4.41
Towson $4.20
US $4.14
Electricity
Gaithersburg $0.20
Towson $0.21
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Gaithersburg 55.7°F
Towson 59.1°F
Summer High
Gaithersburg 88°F
Towson 90°F
Winter Low
Gaithersburg 25°F
Towson 30°F
Rainfall
Gaithersburg 43.2"
Towson 43.7"
Rainy Days
Gaithersburg 121d
Towson 119d