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Fulton, IL vs Harvard, IL

73
Fulton
Illinois
VS
-15.4%
86
Harvard
Illinois

There is a significant gap in the cost of living between these two cities. Fulton is 15.4% cheaper than Harvard. With a cost index of 73 vs 86, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Fulton to Harvard should plan for substantially higher expenses across most categories.

On the housing front, median rent in Fulton is $956/month compared to $1,184/month in Harvard — a 19% difference. Home values follow the same pattern: Fulton is more affordable at $124,400 median vs $174,000.

Median household income in Fulton is $42,452 compared to $71,418 in Harvard (-40.6%). While Harvard is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fulton spend roughly 27% of their income on rent, more than the 19.9% in Harvard.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49.4°F). Harvard receives more rainfall at 37.2" per year compared to 36.2" in Fulton.

Income & Cost

Cost of Living Index
Fulton
73
15% cheaper
Harvard
86
Median Household Income
Fulton
$42,452
Harvard
$71,418
41% higher

Housing

Median Rent
Fulton
$956
19% cheaper
Harvard
$1,184
Median Home Value
Fulton
$124,400
29% cheaper
Harvard
$174,000
Population
Fulton
3,457
Harvard
9,875

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Fulton
Harvard $3.20
US $3.07
🥚
Eggs (grade A, large)
Fulton
Harvard $2.61
US $2.50
🥛
Milk (whole)
Fulton
Harvard $4.20
US $4.03
🍞
Bread (white)
Fulton
Harvard $1.93
US $1.85
🍗
Chicken breast
Fulton
Harvard $4.32
US $4.14
Electricity
Fulton
Harvard $0.15
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Fulton 49.9°F
Harvard 49.4°F
Summer High
Fulton 84°F
Harvard 84°F
Winter Low
Fulton 14°F
Harvard 15°F
Rainfall
Fulton 36.2"
Harvard 37.2"
Rainy Days
Fulton 124d
Harvard 121d