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Frostburg, MD vs Owings, MD

77
Frostburg
Maryland
VS
-38.3%
125
Owings
Maryland

The cost of living difference between Frostburg, MD and Owings, MD is dramatic. Frostburg is 38.3% cheaper than Owings, a gap that translates to thousands of dollars per year in household expenses. Frostburg has a cost index of 77 while Owings sits at 125, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Frostburg are $172,600 compared to $592,900 in Owings, a 71% gap.

Median household income in Frostburg is $51,052 compared to $171,194 in Owings (-70.2%). While Owings is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.

Climate-wise, Owings is notably warmer with an average of 57.7°F compared to 48.9°F in Frostburg. Owings receives more rainfall at 44" per year compared to 41.3" in Frostburg.

Income & Cost

Cost of Living Index
Frostburg
77
38% cheaper
Owings
125
Median Household Income
Frostburg
$51,052
Owings
$171,194
70% higher

Housing

Median Rent
Frostburg
$865
Owings
Median Home Value
Frostburg
$172,600
71% cheaper
Owings
$592,900
Population
Frostburg
7,025
Owings
2,475

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Frostburg
Owings $3.11
US $3.07
🥚
Eggs (grade A, large)
Frostburg
Owings $2.54
US $2.50
🥛
Milk (whole)
Frostburg
Owings $4.08
US $4.03
🍞
Bread (white)
Frostburg
Owings $1.88
US $1.85
🍗
Chicken breast
Frostburg
Owings $4.20
US $4.14
Electricity
Frostburg
Owings $0.19
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Frostburg 48.9°F
Owings 57.7°F
Summer High
Frostburg 79°F
Owings 86°F
Winter Low
Frostburg 19°F
Owings 30°F
Rainfall
Frostburg 41.3"
Owings 44"
Rainy Days
Frostburg 170d
Owings 0d