Frenchtown, MT vs Hot Springs, MT

The cost of living difference between Frenchtown, MT and Hot Springs, MT is dramatic. Hot Springs is 68.7% cheaper than Frenchtown, a gap that translates to thousands of dollars per year in household expenses. Frenchtown has a cost index of 109 while Hot Springs sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Frenchtown is $1,458/month compared to $683/month in Hot Springs — a 114% difference. Home values follow the same pattern: Hot Springs is more affordable at $139,100 median vs $391,600.

Median household income in Frenchtown is $90,767 compared to $21,319 in Hot Springs (+325.8%). While Frenchtown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Frenchtown spend roughly 19.3% of their income on rent, less than the 38.4% in Hot Springs. The Frenchtown ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (45.2°F vs 47.7°F). Hot Springs receives more rainfall at 16.4" per year compared to 14.1" in Frenchtown.