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Frenchtown, MT vs Hardin, MT

109
Frenchtown
Montana
VS
+64.6%
66
Hardin
Montana

The cost of living difference between Frenchtown, MT and Hardin, MT is dramatic. Hardin is 64.6% cheaper than Frenchtown, a gap that translates to thousands of dollars per year in household expenses. Frenchtown has a cost index of 109 while Hardin sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Frenchtown is $1,458/month compared to $726/month in Hardin — a 101% difference. Home values follow the same pattern: Hardin is more affordable at $142,800 median vs $391,600.

Median household income in Frenchtown is $90,767 compared to $60,463 in Hardin (+50.1%). The higher salaries in Frenchtown partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Frenchtown spend roughly 19.3% of their income on rent, more than the 14.4% in Hardin.

Climate-wise, Hardin is notably warmer with an average of 48.2°F compared to 45.2°F in Frenchtown. Hardin receives more rainfall at 14.3" per year compared to 14.1" in Frenchtown.

Income & Cost

Cost of Living Index
Frenchtown
109
Hardin
66
39% cheaper
Median Household Income
Frenchtown
$90,767
33% higher
Hardin
$60,463

Housing

Median Rent
Frenchtown
$1,458
Hardin
$726
50% cheaper
Median Home Value
Frenchtown
$391,600
Hardin
$142,800
64% cheaper
Population
Frenchtown
1,629
Hardin
3,766

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Frenchtown $2.96
Hardin
US $3.07
🥚
Eggs (grade A, large)
Frenchtown $2.41
Hardin
US $2.50
🥛
Milk (whole)
Frenchtown $3.88
Hardin
US $4.03
🍞
Bread (white)
Frenchtown $1.79
Hardin
US $1.85
🍗
Chicken breast
Frenchtown $4.00
Hardin
US $4.14
Electricity
Frenchtown $0.14
Hardin
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Frenchtown 45.2°F
Hardin 48.2°F
Summer High
Frenchtown 85°F
Hardin 87°F
Winter Low
Frenchtown 18°F
Hardin 18°F
Rainfall
Frenchtown 14.1"
Hardin 14.3"
Rainy Days
Frenchtown 124d
Hardin 97d