Freeburg, IL vs Philo, IL

Philo is moderately more affordable than Freeburg, with a 5.4% lower cost of living index. Freeburg scores 85 compared to 80 for Philo, where the US average is 100. This difference means residents of Freeburg can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Freeburg is $1,064/month compared to $1,063/month in Philo — a 0% difference. Home values follow the same pattern: Philo is more affordable at $198,100 median vs $231,900.

Median household income in Freeburg is $84,464 compared to $103,438 in Philo (-18.3%). Philo offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Freeburg spend roughly 15.1% of their income on rent, more than the 12.3% in Philo.

Climate-wise, Freeburg is notably warmer with an average of 57.7°F compared to 52.5°F in Philo. Freeburg receives more rainfall at 43.4" per year compared to 37" in Philo.