Frederick, MD vs Waldorf, MD

Frederick is moderately more affordable than Waldorf, with a 7.3% lower cost of living index. Frederick scores 119 compared to 129 for Waldorf, where the US average is 100. This difference means residents of Waldorf can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Frederick is $1,688/month compared to $1,949/month in Waldorf — a 13% difference. Home values follow the same pattern: Frederick is more affordable at $365,200 median vs $383,100.

Median household income in Frederick is $95,150 compared to $115,453 in Waldorf (-17.6%). While Waldorf is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Frederick spend roughly 21.3% of their income on rent, more than the 20.3% in Waldorf.

Climate-wise, Waldorf is notably warmer with an average of 59.3°F compared to 55.4°F in Frederick. Waldorf receives more rainfall at 41.8" per year compared to 35.6" in Frederick.