Frazer, MT vs Philipsburg, MT

The cost of living difference between Frazer, MT and Philipsburg, MT is dramatic. Frazer is 46.5% cheaper than Philipsburg, a gap that translates to thousands of dollars per year in household expenses. Frazer has a cost index of 45 while Philipsburg sits at 84, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Frazer is $331/month compared to $871/month in Philipsburg — a 62% difference. Home values follow the same pattern: Frazer is more affordable at $28,200 median vs $304,200.

Median household income in Frazer is $33,750 compared to $40,096 in Philipsburg (-15.8%). Philipsburg does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Frazer spend roughly 11.8% of their income on rent, less than the 26.1% in Philipsburg.

Climate-wise, both cities share similar average temperatures (43°F vs 43°F). Frazer receives more rainfall at 12.2" per year compared to 12.1" in Philipsburg.