Frazee, MN vs St. James, MN

St. James is moderately more affordable than Frazee, with a 8.9% lower cost of living index. Frazee scores 73 compared to 67 for St. James, where the US average is 100. This difference means residents of Frazee can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Frazee is $848/month compared to $805/month in St. James — a 5% difference. Home values follow the same pattern: St. James is more affordable at $109,600 median vs $166,800.

Median household income in Frazee is $49,000 compared to $57,031 in St. James (-14.1%). St. James offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Frazee spend roughly 20.8% of their income on rent, more than the 16.9% in St. James.

Climate-wise, St. James is notably warmer with an average of 44.6°F compared to 40.4°F in Frazee. St. James receives more rainfall at 29.3" per year compared to 23.9" in Frazee.