Franklin, WI vs Oshkosh, WI

The cost of living difference between Franklin, WI and Oshkosh, WI is dramatic. Oshkosh is 39.3% cheaper than Franklin, a gap that translates to thousands of dollars per year in household expenses. Franklin has a cost index of 102 while Oshkosh sits at 73, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Franklin is $1,325/month compared to $908/month in Oshkosh — a 46% difference. Home values follow the same pattern: Oshkosh is more affordable at $168,400 median vs $343,400.

Median household income in Franklin is $108,342 compared to $61,929 in Oshkosh (+74.9%). While Franklin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Franklin spend roughly 14.7% of their income on rent, less than the 17.6% in Oshkosh.