Franklin, TX vs Star Harbor, TX

The cost of living difference between Franklin, TX and Star Harbor, TX is dramatic. Franklin is 38.3% cheaper than Star Harbor, a gap that translates to thousands of dollars per year in household expenses. Franklin has a cost index of 70 while Star Harbor sits at 114, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Franklin is $795/month compared to $1,809/month in Star Harbor — a 56% difference. Home values follow the same pattern: Franklin is more affordable at $171,000 median vs $310,700.

Median household income in Franklin is $54,688 compared to $95,536 in Star Harbor (-42.8%). While Star Harbor is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Franklin spend roughly 17.4% of their income on rent, less than the 22.7% in Star Harbor.

Climate-wise, both cities share similar average temperatures (69.4°F vs 67°F). Franklin receives more rainfall at 41.8" per year compared to 39.3" in Star Harbor.