Franklin, NY vs Middleburgh, NY

Franklin, NY and Middleburgh, NY have a very similar cost of living, with only a 3.5% difference in their overall index. Franklin scores 75 while Middleburgh scores 78 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Franklin is $785/month compared to $954/month in Middleburgh — a 18% difference. Interestingly, home values tell a different story: while Franklin has cheaper rent, Middleburgh actually has lower median home values ($180,200 vs $187,100).

Median household income in Franklin is $80,000 compared to $46,429 in Middleburgh (+72.3%). Franklin offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Franklin spend roughly 11.8% of their income on rent, less than the 24.7% in Middleburgh.

Climate-wise, Middleburgh is notably warmer with an average of 49.4°F compared to 46.3°F in Franklin. Franklin receives more rainfall at 42" per year compared to 40.7" in Middleburgh.