Franklin, KY vs Radcliff, KY

Franklin, KY and Radcliff, KY have a very similar cost of living, with only a 4.1% difference in their overall index. Franklin scores 77 while Radcliff scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Franklin is $1,034/month compared to $965/month in Radcliff — a 7% difference. Home values follow the same pattern: Radcliff is more affordable at $163,300 median vs $170,400.

Median household income in Franklin is $55,552 compared to $60,976 in Radcliff (-8.9%). Radcliff offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Franklin spend roughly 22.3% of their income on rent, more than the 19% in Radcliff.