Franklin, IN vs Kendallville, IN

The cost of living difference between Franklin, IN and Kendallville, IN is dramatic. Kendallville is 31.5% cheaper than Franklin, a gap that translates to thousands of dollars per year in household expenses. Franklin has a cost index of 85 while Kendallville sits at 64, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Franklin is $1,127/month compared to $696/month in Kendallville — a 62% difference. Home values follow the same pattern: Kendallville is more affordable at $130,600 median vs $212,500.

Median household income in Franklin is $77,305 compared to $60,909 in Kendallville (+26.9%). The higher salaries in Franklin partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Franklin spend roughly 17.5% of their income on rent, more than the 13.7% in Kendallville.