Four Oaks, NC vs St. James, NC

The cost of living difference between Four Oaks, NC and St. James, NC is dramatic. Four Oaks is 43.1% cheaper than St. James, a gap that translates to thousands of dollars per year in household expenses. Four Oaks has a cost index of 86 while St. James sits at 151, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Four Oaks is $1,096/month compared to $2,258/month in St. James — a 52% difference. Home values follow the same pattern: Four Oaks is more affordable at $222,100 median vs $599,300.

Median household income in Four Oaks is $69,974 compared to $113,670 in St. James (-38.4%). The higher salaries in St. James partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Four Oaks spend roughly 18.8% of their income on rent, less than the 23.8% in St. James.