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Fort Washington, MD vs Gaithersburg, MD

159
Fort Washington
Maryland
VS
+14.4%
139
Gaithersburg
Maryland

Gaithersburg is moderately more affordable than Fort Washington, with a 14.4% lower cost of living index. Fort Washington scores 159 compared to 139 for Gaithersburg, where the US average is 100. This difference means residents of Fort Washington can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Washington is $2,724/month compared to $2,008/month in Gaithersburg — a 36% difference. Interestingly, home values tell a different story: while Gaithersburg has cheaper rent, Fort Washington actually has lower median home values ($464,300 vs $484,500).

Median household income in Fort Washington is $145,942 compared to $107,496 in Gaithersburg (+35.8%). While Fort Washington is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fort Washington spend roughly 22.4% of their income on rent, less than the 22.4% in Gaithersburg.

Climate-wise, Fort Washington is notably warmer with an average of 59.3°F compared to 55.7°F in Gaithersburg. Gaithersburg receives more rainfall at 43.2" per year compared to 41.8" in Fort Washington.

Income & Cost

Cost of Living Index
Fort Washington
159
Gaithersburg
139
13% cheaper
Median Household Income
Fort Washington
$145,942
26% higher
Gaithersburg
$107,496

Housing

Median Rent
Fort Washington
$2,724
Gaithersburg
$2,008
26% cheaper
Median Home Value
Fort Washington
$464,300
4% cheaper
Gaithersburg
$484,500
Population
Fort Washington
25,843
Gaithersburg
69,225

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Fort Washington $3.26
Gaithersburg $3.26
US $3.07
🥚
Eggs (grade A, large)
Fort Washington $2.66
Gaithersburg $2.66
US $2.50
🥛
Milk (whole)
Fort Washington $4.28
Gaithersburg $4.28
US $4.03
🍞
Bread (white)
Fort Washington $1.97
Gaithersburg $1.97
US $1.85
🍗
Chicken breast
Fort Washington $4.41
Gaithersburg $4.41
US $4.14
Electricity
Fort Washington $0.20
Gaithersburg $0.20
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Fort Washington 59.3°F
Gaithersburg 55.7°F
Summer High
Fort Washington 90°F
Gaithersburg 88°F
Winter Low
Fort Washington 30°F
Gaithersburg 25°F
Rainfall
Fort Washington 41.8"
Gaithersburg 43.2"
Rainy Days
Fort Washington 118d
Gaithersburg 121d