Fort Thomas, KY vs Georgetown, KY

Fort Thomas, KY and Georgetown, KY have a very similar cost of living, with only a 2.4% difference in their overall index. Fort Thomas scores 91 while Georgetown scores 89 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Fort Thomas is $1,095/month compared to $1,199/month in Georgetown — a 9% difference. Interestingly, home values tell a different story: while Fort Thomas has cheaper rent, Georgetown actually has lower median home values ($244,200 vs $301,400).

Median household income in Fort Thomas is $100,819 compared to $78,373 in Georgetown (+28.6%). While Fort Thomas is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fort Thomas spend roughly 13% of their income on rent, less than the 18.4% in Georgetown.