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Fort Payne, AL vs Smiths Station, AL

65
Fort Payne
Alabama
VS
-13.1%
74
Smiths Station
Alabama

Fort Payne is moderately more affordable than Smiths Station, with a 13.1% lower cost of living index. Fort Payne scores 65 compared to 74 for Smiths Station, where the US average is 100. This difference means residents of Smiths Station can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Payne is $670/month compared to $946/month in Smiths Station — a 29% difference. Home values follow the same pattern: Fort Payne is more affordable at $158,100 median vs $184,400.

Median household income in Fort Payne is $48,623 compared to $57,410 in Smiths Station (-15.3%). While Smiths Station is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fort Payne spend roughly 16.5% of their income on rent, less than the 19.8% in Smiths Station.

Climate-wise, Smiths Station is notably warmer with an average of 66.6°F compared to 58.8°F in Fort Payne. Fort Payne receives more rainfall at 56.2" per year compared to 48.8" in Smiths Station.

Income & Cost

Cost of Living Index
Fort Payne
65
13% cheaper
Smiths Station
74
Median Household Income
Fort Payne
$48,623
Smiths Station
$57,410
15% higher

Housing

Median Rent
Fort Payne
$670
29% cheaper
Smiths Station
$946
Median Home Value
Fort Payne
$158,100
14% cheaper
Smiths Station
$184,400
Population
Fort Payne
14,886
Smiths Station
5,443

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Fort Payne
Smiths Station $2.90
US $3.07
🥚
Eggs (grade A, large)
Fort Payne
Smiths Station $2.37
US $2.50
🥛
Milk (whole)
Fort Payne
Smiths Station $3.81
US $4.03
🍞
Bread (white)
Fort Payne
Smiths Station $1.75
US $1.85
🍗
Chicken breast
Fort Payne
Smiths Station $3.92
US $4.14
Electricity
Fort Payne
Smiths Station $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Fort Payne 58.8°F
Smiths Station 66.6°F
Summer High
Fort Payne 87°F
Smiths Station 93°F
Winter Low
Fort Payne 30°F
Smiths Station 38°F
Rainfall
Fort Payne 56.2"
Smiths Station 48.8"
Rainy Days
Fort Payne 120d
Smiths Station 109d