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Fort Payne, AL vs Headland, AL

65
Fort Payne
Alabama
VS
-7.9%
70
Headland
Alabama

Fort Payne is moderately more affordable than Headland, with a 7.9% lower cost of living index. Fort Payne scores 65 compared to 70 for Headland, where the US average is 100. This difference means residents of Headland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Payne is $670/month compared to $793/month in Headland — a 16% difference. Home values follow the same pattern: Fort Payne is more affordable at $158,100 median vs $190,700.

Median household income in Fort Payne is $48,623 compared to $82,736 in Headland (-41.2%). While Headland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fort Payne spend roughly 16.5% of their income on rent, more than the 11.5% in Headland.

Climate-wise, Headland is notably warmer with an average of 67.8°F compared to 58.8°F in Fort Payne. Fort Payne receives more rainfall at 56.2" per year compared to 53.9" in Headland.

Income & Cost

Cost of Living Index
Fort Payne
65
8% cheaper
Headland
70
Median Household Income
Fort Payne
$48,623
Headland
$82,736
41% higher

Housing

Median Rent
Fort Payne
$670
16% cheaper
Headland
$793
Median Home Value
Fort Payne
$158,100
17% cheaper
Headland
$190,700
Population
Fort Payne
14,886
Headland
5,124

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Fort Payne
Headland $2.90
US $3.07
🥚
Eggs (grade A, large)
Fort Payne
Headland $2.37
US $2.50
🥛
Milk (whole)
Fort Payne
Headland $3.81
US $4.03
🍞
Bread (white)
Fort Payne
Headland $1.75
US $1.85
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Chicken breast
Fort Payne
Headland $3.92
US $4.14
Electricity
Fort Payne
Headland $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Fort Payne 58.8°F
Headland 67.8°F
Summer High
Fort Payne 87°F
Headland 93°F
Winter Low
Fort Payne 30°F
Headland 40°F
Rainfall
Fort Payne 56.2"
Headland 53.9"
Rainy Days
Fort Payne 120d
Headland 119d