Fort Mitchell, KY vs St. Matthews, KY

Fort Mitchell is moderately more affordable than St. Matthews, with a 5.5% lower cost of living index. Fort Mitchell scores 92 compared to 97 for St. Matthews, where the US average is 100. This difference means residents of St. Matthews can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Mitchell is $987/month compared to $1,253/month in St. Matthews — a 21% difference. Interestingly, home values tell a different story: while Fort Mitchell has cheaper rent, St. Matthews actually has lower median home values ($325,700 vs $354,700).

Median household income in Fort Mitchell is $80,814 compared to $80,716 in St. Matthews (+0.1%). Fort Mitchell offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Mitchell spend roughly 14.7% of their income on rent, less than the 18.6% in St. Matthews.