Fort Mill, SC vs Hilton Head Island, SC

Fort Mill is moderately more affordable than Hilton Head Island, with a 13.5% lower cost of living index. Fort Mill scores 115 compared to 133 for Hilton Head Island, where the US average is 100. This difference means residents of Hilton Head Island can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Mill is $1,437/month compared to $1,518/month in Hilton Head Island — a 5% difference. Home values follow the same pattern: Fort Mill is more affordable at $457,000 median vs $652,100.

Median household income in Fort Mill is $127,537 compared to $96,715 in Hilton Head Island (+31.9%). Fort Mill offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Mill spend roughly 13.5% of their income on rent, less than the 18.8% in Hilton Head Island.

Climate-wise, Hilton Head Island is notably warmer with an average of 67.2°F compared to 61°F in Fort Mill. Hilton Head Island receives more rainfall at 45" per year compared to 42.4" in Fort Mill.