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Fort Irwin, CA vs Galt, CA

111
Fort Irwin
California
VS
-6.8%
119
Galt
California

Fort Irwin is moderately more affordable than Galt, with a 6.8% lower cost of living index. Fort Irwin scores 111 compared to 119 for Galt, where the US average is 100. This difference means residents of Galt can expect to pay noticeably more for everyday expenses, housing, and services.

Renters will find that Fort Irwin has a median rent of $1,601/month while Galt comes in at $1,413/month, a 13% difference.

Median household income in Fort Irwin is $66,964 compared to $86,327 in Galt (-22.4%). While Galt is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fort Irwin spend roughly 28.7% of their income on rent, more than the 19.6% in Galt.

Climate-wise, Fort Irwin is notably warmer with an average of 68°F compared to 61.8°F in Galt. Galt receives more rainfall at 18.1" per year compared to 3.8" in Fort Irwin.

Income & Cost

Cost of Living Index
Fort Irwin
111
7% cheaper
Galt
119
Median Household Income
Fort Irwin
$66,964
Galt
$86,327
22% higher

Housing

Median Rent
Fort Irwin
$1,601
Galt
$1,413
12% cheaper
Median Home Value
Fort Irwin
Galt
$465,700
Population
Fort Irwin
8,791
Galt
25,665

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Fort Irwin $2,020
Galt $1,784
12% cheaper
1 Bed
Fort Irwin $2,148
Galt $1,871
13% cheaper
2 Bed
Fort Irwin $2,675
Galt $2,305
14% cheaper
3 Bed
Fort Irwin $3,520
Galt $3,077
13% cheaper
4 Bed
Fort Irwin $4,178
Galt $3,552
15% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Fort Irwin $3.13
Galt $3.22
US $3.07
🥚
Eggs (grade A, large)
Fort Irwin $2.55
Galt $2.62
US $2.50
🥛
Milk (whole)
Fort Irwin $4.11
Galt $4.22
US $4.03
🍞
Bread (white)
Fort Irwin $1.89
Galt $1.94
US $1.85
🍗
Chicken breast
Fort Irwin $4.22
Galt $4.35
US $4.14
Electricity
Fort Irwin $0.31
Galt $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Fort Irwin 68°F
Galt 61.8°F
Summer High
Fort Irwin 105°F
Galt 93°F
Winter Low
Fort Irwin 36°F
Galt 39°F
Rainfall
Fort Irwin 3.8"
Galt 18.1"
Rainy Days
Fort Irwin 22d
Galt 58d