Fort Garland, CO vs Segundo, CO

Fort Garland, CO and Segundo, CO have a very similar cost of living, with only a 3% difference in their overall index. Fort Garland scores 82 while Segundo scores 79 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Fort Garland is $871/month compared to $1,063/month in Segundo — a 18% difference. Interestingly, home values tell a different story: while Fort Garland has cheaper rent, Segundo actually has lower median home values ($139,400 vs $239,600).

Median household income in Fort Garland is $29,750 compared to $75,982 in Segundo (-60.8%). Segundo offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Garland spend roughly 35.1% of their income on rent, more than the 16.8% in Segundo. The Segundo ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.