Fort Garland, CO vs Sedgwick, CO

Sedgwick is moderately more affordable than Fort Garland, with a 12.8% lower cost of living index. Fort Garland scores 82 compared to 72 for Sedgwick, where the US average is 100. This difference means residents of Fort Garland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Garland is $871/month compared to $875/month in Sedgwick — a 1% difference. Interestingly, home values tell a different story: while Fort Garland has cheaper rent, Sedgwick actually has lower median home values ($125,000 vs $239,600).

Median household income in Fort Garland is $29,750 compared to $51,250 in Sedgwick (-42%). Sedgwick offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Garland spend roughly 35.1% of their income on rent, more than the 20.5% in Sedgwick. The Sedgwick ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.