Fort Garland, CO vs Rye, CO

Rye is moderately more affordable than Fort Garland, with a 5.1% lower cost of living index. Fort Garland scores 82 compared to 78 for Rye, where the US average is 100. This difference means residents of Fort Garland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Garland is $871/month compared to $850/month in Rye — a 3% difference. Home values follow the same pattern: Rye is more affordable at $234,700 median vs $239,600.

Median household income in Fort Garland is $29,750 compared to $47,125 in Rye (-36.9%). Rye offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Garland spend roughly 35.1% of their income on rent, more than the 21.6% in Rye. The Rye ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.