Fort Collins, CO vs Loveland, CO

Loveland is moderately more affordable than Fort Collins, with a 5.8% lower cost of living index. Fort Collins scores 129 compared to 122 for Loveland, where the US average is 100. This difference means residents of Fort Collins can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fort Collins is $1,661/month compared to $1,683/month in Loveland — a 1% difference. Interestingly, home values tell a different story: while Fort Collins has cheaper rent, Loveland actually has lower median home values ($453,100 vs $548,400).

Median household income in Fort Collins is $83,598 compared to $82,592 in Loveland (+1.2%). Fort Collins does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Fort Collins spend roughly 23.8% of their income on rent, less than the 24.5% in Loveland.