Fort Coffee, OK vs Loyal, OK

Fort Coffee, OK and Loyal, OK have a very similar cost of living, with only a 0.8% difference in their overall index. Fort Coffee scores 61 while Loyal scores 61 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Fort Coffee is $758/month compared to $775/month in Loyal — a 2% difference. Interestingly, home values tell a different story: while Fort Coffee has cheaper rent, Loyal actually has lower median home values ($81,100 vs $81,400).

Median household income in Fort Coffee is $33,125 compared to $27,500 in Loyal (+20.5%). Fort Coffee offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fort Coffee spend roughly 27.5% of their income on rent, less than the 33.8% in Loyal. The Fort Coffee ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.