Fontana, CA vs Tracy, CA

There is a significant gap in the cost of living between these two cities. Fontana is 16% cheaper than Tracy. With a cost index of 136 vs 162, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Fontana to Tracy should plan for substantially higher expenses across most categories.

On the housing front, median rent in Fontana is $1,733/month compared to $2,325/month in Tracy — a 26% difference. Home values follow the same pattern: Fontana is more affordable at $558,500 median vs $653,900.

Median household income in Fontana is $98,187 compared to $118,253 in Tracy (-17%). While Tracy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fontana spend roughly 21.2% of their income on rent, less than the 23.6% in Tracy.

Climate-wise, Fontana is notably warmer with an average of 66.8°F compared to 63°F in Tracy. Tracy receives more rainfall at 13.5" per year compared to 11.6" in Fontana.