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Florence, MT vs Frazer, MT

92
Florence
Montana
VS
+103.8%
45
Frazer
Montana

The cost of living difference between Florence, MT and Frazer, MT is dramatic. Frazer is 103.8% cheaper than Florence, a gap that translates to thousands of dollars per year in household expenses. Florence has a cost index of 92 while Frazer sits at 45, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Florence is $694/month compared to $331/month in Frazer — a 110% difference. Home values follow the same pattern: Frazer is more affordable at $28,200 median vs $460,000.

Median household income in Florence is $97,850 compared to $33,750 in Frazer (+189.9%). While Florence is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Florence spend roughly 8.5% of their income on rent, less than the 11.8% in Frazer.

Climate-wise, both cities share similar average temperatures (45.2°F vs 43°F). Florence receives more rainfall at 14.1" per year compared to 12.2" in Frazer.

Income & Cost

Cost of Living Index
Florence
92
Frazer
45
51% cheaper
Median Household Income
Florence
$97,850
66% higher
Frazer
$33,750

Housing

Median Rent
Florence
$694
Frazer
$331
52% cheaper
Median Home Value
Florence
$460,000
Frazer
$28,200
94% cheaper
Population
Florence
993
Frazer
346

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Florence $2.96
Frazer
US $3.07
🥚
Eggs (grade A, large)
Florence $2.41
Frazer
US $2.50
🥛
Milk (whole)
Florence $3.88
Frazer
US $4.03
🍞
Bread (white)
Florence $1.79
Frazer
US $1.85
🍗
Chicken breast
Florence $4.00
Frazer
US $4.14
Electricity
Florence $0.14
Frazer
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Florence 45.2°F
Frazer 43°F
Summer High
Florence 85°F
Frazer 87°F
Winter Low
Florence 18°F
Frazer 2°F
Rainfall
Florence 14.1"
Frazer 12.2"
Rainy Days
Florence 124d
Frazer 83d