Home / Compare / Florence-Graham vs Granite Bay

Florence-Graham, CA vs Granite Bay, CA

126
Florence-Graham
California
VS
-39.2%
207
Granite Bay
California

The cost of living difference between Florence-Graham, CA and Granite Bay, CA is dramatic. Florence-Graham is 39.2% cheaper than Granite Bay, a gap that translates to thousands of dollars per year in household expenses. Florence-Graham has a cost index of 126 while Granite Bay sits at 207, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Florence-Graham is $1,475/month compared to $2,609/month in Granite Bay — a 44% difference. Home values follow the same pattern: Florence-Graham is more affordable at $499,100 median vs $1,094,100.

Median household income in Florence-Graham is $61,216 compared to $190,000 in Granite Bay (-67.8%). While Granite Bay is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Florence-Graham spend roughly 28.9% of their income on rent, more than the 16.5% in Granite Bay.

Climate-wise, both cities share similar average temperatures (65.8°F vs 63.4°F). Granite Bay receives more rainfall at 19.2" per year compared to 14.3" in Florence-Graham.

Income & Cost

Cost of Living Index
Florence-Graham
126
39% cheaper
Granite Bay
207
Median Household Income
Florence-Graham
$61,216
Granite Bay
$190,000
68% higher

Housing

Median Rent
Florence-Graham
$1,475
43% cheaper
Granite Bay
$2,609
Median Home Value
Florence-Graham
$499,100
54% cheaper
Granite Bay
$1,094,100
Population
Florence-Graham
61,723
Granite Bay
21,378

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Florence-Graham $2,031
Granite Bay $1,784
12% cheaper
1 Bed
Florence-Graham $2,272
Granite Bay $1,871
18% cheaper
2 Bed
Florence-Graham $2,835
Granite Bay $2,305
19% cheaper
3 Bed
Florence-Graham $3,599
Granite Bay $3,077
15% cheaper
4 Bed
Florence-Graham $4,010
Granite Bay $3,552
11% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Florence-Graham $3.28
Granite Bay $3.22
US $3.07
🥚
Eggs (grade A, large)
Florence-Graham $2.68
Granite Bay $2.62
US $2.50
🥛
Milk (whole)
Florence-Graham $4.31
Granite Bay $4.22
US $4.03
🍞
Bread (white)
Florence-Graham $1.98
Granite Bay $1.94
US $1.85
🍗
Chicken breast
Florence-Graham $4.44
Granite Bay $4.35
US $4.14
Electricity
Florence-Graham $0.27
Granite Bay $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Florence-Graham 65.8°F
Granite Bay 63.4°F
Summer High
Florence-Graham 82°F
Granite Bay 94°F
Winter Low
Florence-Graham 49°F
Granite Bay 41°F
Rainfall
Florence-Graham 14.3"
Granite Bay 19.2"
Rainy Days
Florence-Graham 34d
Granite Bay 61d