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Florence, AZ vs Oro Valley, AZ

98
Florence
Arizona
VS
-16.6%
118
Oro Valley
Arizona

There is a significant gap in the cost of living between these two cities. Florence is 16.6% cheaper than Oro Valley. With a cost index of 98 vs 118, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Florence to Oro Valley should plan for substantially higher expenses across most categories.

On the housing front, median rent in Florence is $1,163/month compared to $1,602/month in Oro Valley — a 27% difference. Home values follow the same pattern: Florence is more affordable at $322,600 median vs $440,400.

Median household income in Florence is $76,259 compared to $105,342 in Oro Valley (-27.6%). While Oro Valley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Florence spend roughly 18.3% of their income on rent, more than the 18.2% in Oro Valley.

Climate-wise, Florence is notably warmer with an average of 75.6°F compared to 69.8°F in Oro Valley. Oro Valley receives more rainfall at 11.1" per year compared to 7.2" in Florence.

Income & Cost

Cost of Living Index
Florence
98
17% cheaper
Oro Valley
118
Median Household Income
Florence
$76,259
Oro Valley
$105,342
28% higher

Housing

Median Rent
Florence
$1,163
27% cheaper
Oro Valley
$1,602
Median Home Value
Florence
$322,600
27% cheaper
Oro Valley
$440,400
Population
Florence
25,961
Oro Valley
47,595

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Florence $1,556
Oro Valley $1,072
31% cheaper
1 Bed
Florence $1,692
Oro Valley $1,198
29% cheaper
2 Bed
Florence $1,971
Oro Valley $1,544
22% cheaper
3 Bed
Florence $2,634
Oro Valley $2,146
19% cheaper
4 Bed
Florence $2,937
Oro Valley $2,462
16% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Florence $3.02
Oro Valley $2.97
US $3.07
🥚
Eggs (grade A, large)
Florence $2.46
Oro Valley $2.42
US $2.50
🥛
Milk (whole)
Florence $3.96
Oro Valley $3.90
US $4.03
🍞
Bread (white)
Florence $1.82
Oro Valley $1.79
US $1.85
🍗
Chicken breast
Florence $4.08
Oro Valley $4.01
US $4.14
Electricity
Florence $0.16
Oro Valley $0.16
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Florence 75.6°F
Oro Valley 69.8°F
Summer High
Florence 107°F
Oro Valley 99°F
Winter Low
Florence 46°F
Oro Valley 41°F
Rainfall
Florence 7.2"
Oro Valley 11.1"
Rainy Days
Florence 33d
Oro Valley 66d