Flagler Beach, FL vs Oldsmar, FL

Oldsmar is moderately more affordable than Flagler Beach, with a 14.3% lower cost of living index. Flagler Beach scores 123 compared to 108 for Oldsmar, where the US average is 100. This difference means residents of Flagler Beach can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Flagler Beach is $1,581/month compared to $1,438/month in Oldsmar — a 10% difference. Home values follow the same pattern: Oldsmar is more affordable at $346,900 median vs $496,800.

Median household income in Flagler Beach is $81,193 compared to $76,100 in Oldsmar (+6.7%). Flagler Beach does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Flagler Beach spend roughly 23.4% of their income on rent, more than the 22.7% in Oldsmar.